I have had several clients tell me that they don’t want to sue anyone, they just want fair compensation for their injuries. Insurance companies love to hear that. They will tell the injured party that they don’t need an attorney to settle their claim. They are correct, but what they aren’t telling you is that you won’t get what your claim is really worth. If you are hurt and have to see a doctor get an experienced lawyer. The sooner you hire a lawyer the better it will be for your claim. Settling with an insurance company is difficult; I know because I have been doing it for 44 years now. There are many areas that have to be covered in a settlement package and they can often weigh more than 5 pounds! Don’t try to practice law unless you just want to give money to an insurance company. Retaining an attorney takes a load off you. Let your attorney deal with the sometimes difficult adjusters. We know how to handle them. Personal Injury lawyers don’t usually ask for any money up front. We can assist you with treatment issues, and in Kentucky, payment of your medical bills and lost wages through your personal injury protection insurance coverage.
I am also told many times that many injured people don’t want to go to court. Actually only 1 out of every 25 or 30 claims ever goes to trial. Many of my cases are settled before suit is ever filed, many of the rest are settled by mediation and a few are settled by the lawyers right before the trial. I am asked in almost every case, “How long will it take to settle my case?” Of course the answer can vary greatly depend on the type of injury and the client’s treatment, but in general your case should be settled about 6 months after your doctor releases you from treatment. If the case isn’t settled then suit will probably be filed. After suit is filed it may be 1 to 2 years before your jury trial. A speedy settlement is usually favorable to the insurance company.